Review Your Cargo & Transit
We review the type of goods, shipment values, packing, origins and destinations, transport methods and how frequently you ship.
BUSINESS & EMPLOYEE INSURANCE
Cargo Insurance
Protect your goods against physical loss or damage while in transit by sea, air or road, with cover arranged around the cargo, route and value of each shipment.
CARGO INSURANCE
What is cargo insurance?
Cargo insurance protects goods against physical loss or damage while they are being transported by sea, air or road. Triple H compares suitable insurers in the Lebanese market and arranges cover around the goods, shipment value, route, mode of transport and required level of protection.
Who it is for
Importers, exporters, manufacturers, traders and distributors that need to protect goods, raw materials or finished products while in transit.
How can cargo insurance cover be structured?
Cargo cover can be structured around how often you ship, the level of protection required, the transport methods used and any additional risks that need to be insured.
Single-Shipment Cover
Cover can be arranged for an individual shipment when goods are transported occasionally, with the policy based on the cargo, insured value, route and mode of transport.
Open Cargo Cover
Businesses that ship regularly can arrange open cover for qualifying shipments during an agreed period, with shipments declared in line with the arrangement rather than placing each shipment separately.
Institute Cargo Clauses
Cover can be arranged under Institute Cargo Clauses A, B or C, with each clause providing a different level of protection against loss or damage during transit.
Additional Transit Risks
Additional protection can be arranged for risks such as war and strikes where required and available, depending on the route, transport method and policy terms.
Depending on the policy and level of protection selected, cargo insurance can cover physical loss or damage to goods during transit, together with certain handling risks, transit expenses and additional risks where specifically included.
What can cargo insurance cover?
- Physical Loss or Damage in Transit
- Theft, Pilferage & Non-Delivery, Where Covered
- Breakage, Leakage & Contamination, Where Covered
- Loading, Unloading & Handling Risks, Where Covered
- General Average & Salvage Contributions
- Storage in Transit & Transshipment, Subject to Policy Terms
- Survey & Loss-Minimization Expenses, Where Covered
- War & Strikes Risks, Where Added
- Sea, Air & Road Transit
How Triple H helps
We compare insurers, Institute Cargo Clauses, insured values, routes, transport methods, deductibles, extensions and exclusions, arrange suitable cover for your shipments, and handle claims with the insurer from notification through assessment and settlement.
What to compare before choosing cargo insurance
The right cargo policy depends on more than premium. The level of cover, insured value, transit terms, shipment frequency, exclusions and claims conditions can all make a significant difference to the protection provided.
- Insurer reputation, cargo experience, financial strength and claims handling record
- Institute Cargo Clauses and level of protection selected
- Basis of insured value and maximum value per shipment
- Single-shipment cover or annual open cover and declaration requirements
- Origins, destinations, routes and modes of transport covered
- Transit start and end points, storage and transshipment conditions
- Cargo type, packing requirements and commodity-specific restrictions
- Deductibles, excesses, sublimit and other policy conditions
- War, strikes, piracy and other special-risk terms or extensions
- Claims settlement basis, survey requirements and insurer assessment process
How we arrange cargo insurance
We review what you ship and how it moves, compare suitable insurers in the Lebanese market and cargo terms, then arrange the selected cover and keep it aligned with your shipments.
Compare Suitable Insurers
We compare insurers in Lebanon by Institute Cargo Clauses, insured values, deductibles, transit conditions, extensions, exclusions and premium.
Arrange the Selected Cover
We place the selected cover, confirm the insured cargo and transit terms, and arrange the required policy or shipment documentation.
Manage Ongoing Shipments
For regular shippers, we handle relevant declarations, policy changes and renewals as shipment values, routes, goods or transport arrangements change.
What to do when your cargo is lost or damaged in transit?
Contact Triple H as soon as you become aware of loss or damage. We manage the claim with the insurer from notification through assessment and settlement and coordinate the process on your behalf.
We notify the insurer, confirm the documents required and help you provide photographs, transport documents, invoices and other supporting evidence.
We coordinate with the insurer, surveyor and carrier where required, and follow the assessment while the cause and extent of the loss are established.
We review the proposed settlement against the policy terms and continue following the claim until the insurer concludes the process and any covered amount is settled.
Cargo Insurance FAQs
Practical answers about cargo cover, Institute Cargo Clauses, open cover, transit terms, shipment values, claims and the information needed to arrange insurance.
Cargo insurance covers the goods being transported. Marine insurance can cover the vessel, machinery and related marine liabilities. They protect different risks.
Yes. Cover can be arranged for sea, air and road transit, including inland transit where required, subject to the agreed route and policy terms.
They provide different levels of cargo protection. Clause A offers the broadest cover, while Clauses B and C cover specified risks, with Clause C providing the narrower protection.
Open cover is designed for businesses that ship regularly. Instead of arranging a separate policy for every shipment, qualifying shipments are declared under an agreed policy arrangement.
Transit cover can extend from the point the goods leave the agreed place of origin until delivery at the agreed destination, subject to the transit clause, time limits and policy conditions.
No. A carrier’s liability is separate and can be subject to contractual or legal limits and defenses. Cargo insurance protects the insured goods according to the cover arranged.
That depends on the sales contract and when responsibility for the goods transfers between the parties. We review the shipment terms and confirm who has the insurable interest before arranging cover.
Not necessarily. War and strikes are commonly subject to separate clauses, terms or extensions, so they should be specifically checked when the cover is arranged.
Yes. Cargo should be packed appropriately for the goods and the journey. We help you understand any relevant insurer requirements before cover is arranged so the shipment is insured on the correct basis.
Preserve the goods and packaging where possible, document the damage and contact Triple H promptly. We notify the insurer, coordinate any required survey and handle the claim process on your behalf.
The insurer may require the policy or certificate, transport document, commercial invoice, packing list, delivery records, photographs, correspondence with the carrier and any survey report. We coordinate the required documents.
We usually need the type of goods, shipment value, packing method, origin and destination, mode of transport, shipment frequency and any additional cover or special risks you want to consider.
Other Business Insurance
Explore other cover that can protect your vessels, property and business operations alongside cargo insurance.
Get a cargo insurance quote
Tell us about your goods, shipment value, origin, destination and transport method. We’ll compare suitable insurers and come back with clear written options.
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