PERSONAL & FAMILY INSURANCE

Home Insurance

Home insurance helps protect your home and belongings against risks such as fire, water damage, theft and other covered events. We approach suitable insurers in the Lebanese market, compare the available cover and terms, and arrange the policy around your property and needs.

Who it is for

Homeowners, landlords and tenants looking to protect the building, their belongings or both, with cover that can also include liability to others, temporary accommodation and loss of rent.

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What home insurance can protect

Home insurance can protect the building, your belongings and certain costs or liabilities caused by damage or loss.

Building & Fixtures

Protection for the physical structure of the home and its permanent parts, such as doors, locks, windows, built-in fixtures and other fixed elements of the property.

Contents & Belongings

Protection for your belongings, such as furniture, appliances, electronics and other personal possessions, depending on the selected policy.

Liability to Others & Additional Costs

Protection that can include damage caused to neighbors or other people, legal liability, temporary accommodation and loss of rent after a covered event.

Home insurance can protect against damage, loss and liability caused by a range of events, with benefits, limits and conditions depending on the selected policy and insurer.

What it covers

Fire, explosion and lightning
Water damage from burst pipes or leaking tanks
Rain damage and sewer or drain backup
Theft following forcible entry
Damage to doors and locks following a break-in
Storms, floods, hail and other natural events
Earthquake and tsunami
Smoke damage
Electrical fluctuation and related electrical damage
Plate glass breakage
Strikes, riots, civil commotion and malicious damage
Damage caused by vehicle impact or aircraft
Liability for damage caused to neighbors or other people
Temporary accommodation or loss of rent after a covered event
Debris removal and certain professional costs after major damage

How Triple H helps

We compare suitable home insurance options, explain the important differences clearly and arrange the cover around your property, belongings and needs.

What to compare

Two home insurance policies can look similar but differ significantly in what they protect, how much they pay and the conditions that apply. These are the main points to compare before choosing a policy.

Insurer, policy quality and claims service
Building insured value — the amount used to insure the structure
Contents insured value and limits
Limits that apply to individual types of damage or loss
Deductibles — the amount you pay when a claim occurs
Water damage and leaking-pipe conditions
Theft and forcible-entry conditions
Earthquake, flood and other natural-event cover
Liability for damage caused to neighbors or other people
Temporary accommodation and loss-of-rent benefits
Electrical fluctuation and electrical damage cover
Limits for cash, valuables and other special belongings
Exclusions and policy conditions

How we arrange your home insurance

We manage the process from understanding what you need to protect to comparing suitable insurers in the Lebanese market, arranging the policy and supporting you afterwards.

Understand your needs

We identify what you want to insure, the type of protection you need and the level of cover that suits you.

Compare suitable options

We approach suitable insurers in the Lebanese market and compare their offers based on the cover, limits, terms, insurer and claims service.

Explain and arrange

We explain the differences clearly, help you choose the option that best fits your home and needs, and arrange the policy for you.

Stay involved

We handle insurer communication and stay involved through policy changes and renewals throughout the policy period.

What to do when your home is damaged

Call our 24/7 hotline and we manage your claim through every stage until settlement.

When needed, we send a claims expert to the property as quickly as possible to inspect the damage and record what happened. We manage the claim from the beginning, coordinate the expert’s work and make sure the damage and supporting information are properly documented so the claim can move forward correctly.

We then deal with the insurer on your behalf, follow the claim closely and work to secure the settlement and covered benefits due to you under the policy. If the incident also causes damage to neighbors or other third parties, we coordinate the covered liability as well. We handle the communication, documents and follow-up until the claim is concluded, while keeping you informed throughout.

Home Insurance FAQs

Answers to common questions about home insurance, including insured values, building and contents cover, theft, valuables, landlords and tenants.

The premium can vary according to the property, the value of the building and contents being insured, the cover selected, policy limits, deductibles and the insurer’s pricing. We compare the protection and terms as well as the premium.

The building and contents should be insured at appropriate values so the policy reflects what you actually need to protect. We help you determine suitable amounts for the property and belongings before comparing the available options.

Home insurance can be arranged for the building, the contents or both, depending on what you need to protect. Homeowners often protect both, while tenants can insure their belongings and landlords can focus on the property and rental-related risks. We arrange the cover around your situation.

Yes. A building policy may not protect all of your individual needs, such as your belongings, personal liability or other risks linked specifically to your home. We check what is already insured and arrange the additional protection you need without unnecessary duplication.

Yes. Home insurance can include protection for stolen belongings and damage caused during a break-in. We compare the theft conditions and limits between insurers and can arrange additional protection for valuable belongings where needed.

Home insurance can include protection for damage caused to a neighbor following an insured water leak or other covered event. We compare the available liability limits and arrange the protection around the level of cover you need.

Home insurance can include temporary accommodation costs while your home cannot be occupied after a covered event. For a rented property, loss of rent can also be included. We compare the available benefits, limits and conditions when arranging the policy.

Yes. Valuable belongings can be protected, but they may have specific limits or need to be declared or insured separately. We identify what you want to protect and work on arranging suitable limits or additional cover where available so the protection better matches your needs.

We usually need basic details about the property, whether you own or rent it, what you want to insure and the approximate values of the building and contents. Additional information may be requested depending on the property and cover required.

Protect your home with the right cover.

Tell us what you want to protect, and we’ll compare suitable home insurance options and arrange the cover around your needs.

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