Understand your needs
We understand what you need and identify the plans that best match the cover, benefits and budget you are looking for.
PERSONAL & FAMILY INSURANCE
Individual & Family Health Insurance
Health insurance for individuals and families, arranged around the medical care, provider network and geographic cover you need. We compare suitable insurers, explain the important differences clearly and arrange the policy around your needs.
Who it is for
Individuals and families looking for private medical insurance in Lebanon or suitable international health cover.
Health insurance can include a range of medical benefits, with cover, limits and conditions depending on the selected plan and insurer.
What it covers
- In-patient: Hospitalisation and surgery
- In-patient: Emergency medical treatment
- Out-patient: Diagnostic tests, scans and physiotherapy
- Cancer and other major medical treatment
- Maternity and newborn care
- International emergency medical treatment
How Triple H helps
We approach suitable insurers, compare medical networks, benefits, limits, exclusions, and premiums, explain the differences clearly and arrange the cover that fits your needs.
What to compare
The right health insurance depends on more than the premium. These are some of the main points to compare before choosing a plan.
- Hospital and medical provider network
- Overall annual cover and individual benefit limits
- In-patient and out-patient benefits
- Deductibles and co-payments
- Pre-existing condition terms
- Waiting periods
- Geographic area of cover
- Exclusions and policy conditions
How we arrange your health insurance
From understanding your needs to arranging the policy, we manage each step and stay involved afterwards.
Compare suitable options
We approach suitable insurers and compare networks, benefits, limits, exclusions, and premiums.
Explain and arrange
We explain the differences clearly, help you choose the option that best suits your needs and arrange the policy for you.
Stay involved
We handle insurer communication and stay involved with policy changes, renewals and claims throughout the life of your policy.
What to do when you need medical care
Contact our 24/7 hotline whenever you need support using your health insurance, and we coordinate the necessary arrangements and approvals on your behalf.
If you need hospital admission and any issue arises, you or a family member can contact us directly. We coordinate with the hospital admissions team, the TPA and the insurer to secure the required approval, so your treatment can proceed without unnecessary delay.
For tests, scans, physiotherapy and other out-patient services that require approval, tell us the day and time that suit you. You can choose the medical provider, or we can recommend a suitable one. We arrange the appointment and secure the required pre-approval in advance, so when you arrive, you only need to present your medical card and ID or passport and proceed with the approved treatment.
Health Insurance FAQs
Answers to common questions about individual and family health insurance, including premiums, medical conditions, hospital networks, family cover and policy terms.
The premium can vary according to age, hospital network, in-patient and out-patient benefits, geographic area of cover, policy limits, deductibles or co-payments, medical underwriting and the insurer’s pricing. A lower premium does not necessarily provide the same protection, so we compare the policy terms as well as the price.
It depends on the condition, the insurer and the medical underwriting. Cover may be offered with specific terms, waiting periods, limitations or exclusions, so we compare the available options and explain the differences before you choose.
The hospital network determines which hospitals and medical providers are available under the policy and can also affect the premium. We compare the available networks against the level of access and hospitals that matter to you.
Health insurance can be arranged for individuals and families. Eligibility for spouses, children and parents can depend on age, dependency rules, medical underwriting and the insurer’s plan structure.
Maternity and newborn care can form part of health insurance, with limits, waiting periods and other conditions varying by insurer and plan. We compare these terms carefully so you understand how the cover applies before choosing a policy.
Some benefits or medical conditions may be subject to waiting periods, while others may apply from the policy’s effective date. The applicable waiting periods depend on the insurer, plan and medical underwriting.
Health insurance can include international emergency medical treatment within specified territories, with some plans providing worldwide emergency cover. The geographic scope, financial limits and applicable conditions depend on the selected plan and insurer.
The information usually includes the number of people to insure, their ages and the type of cover required. Additional medical information may be requested when needed for underwriting.
Yes. Different options can be considered at renewal, but changing plan or insurer may affect medical underwriting, waiting periods, continuity of cover or the treatment of existing conditions. We compare the alternatives and explain the differences before a change is made.
Other insurance solutions
Explore other insurance solutions we arrange for individuals, families and businesses.
Find the health insurance plan that fits your needs.
Get a quote based on the cover, hospital network and budget you are looking for.
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