Compulsory Bodily Injury Insurance
Mandatory motor insurance in Lebanon covering legal liability for bodily injury or death caused to third parties in a road accident, with cover up to USD 500,000.
Get an Instant QuotePERSONAL & FAMILY INSURANCE
Individual Motor Insurance
Motor insurance can protect you, your vehicle and your liability on the road. We compare suitable insurers in the Lebanese market, explain the differences between the available plans and arrange the cover that fits your vehicle and needs.
Who it is for
Private vehicle owners looking for compulsory, third-party, total loss, all-risks or cross-border motor protection.
Motor insurance options
Compare the available levels of protection and get an instant quote directly for the option that suits you.
Third-Party Material Damage Insurance
Now required in Lebanon, covering damage you cause to another person’s vehicle or property, with limits from USD 500,000 to USD 1.5 million and towing after accidents. Selected plans also include towing for mechanical or electrical breakdowns.
Get an Instant Quote
Motor Total Loss Insurance
Protects your vehicle if it is declared a total loss after an accident, stolen or damaged by fire, with third-party liability, passenger benefits and towing available depending on the selected plan.
Get an Instant Quote
Motor All Risks Insurance
Provides broad protection for your vehicle against accident damage, fire and theft, with third-party liability, passenger protection, natural events and weather-related damage, roadside assistance and replacement car benefits depending on the selected plan.
Get an Instant Quote
Orange Card Insurance
Provides compulsory third-party liability protection when driving between participating Arab countries, covering bodily injury or material damage caused to others according to the insurance requirements of the country visited.
Get a QuoteMotor insurance can cover liability to others, damage or loss of your vehicle, passenger protection and assistance services, depending on the selected product and plan.
What it covers
- Third-party bodily injury
- Third-party material damage
- Accident damage to your vehicle
- Fire and theft
- Total loss of your vehicle
- Driver and passenger death or disability benefits
- Medical expenses following a covered accident
- Weather and natural event damage
- Strikes, riots, civil commotion and terrorism
- Roadside assistance and towing
- Replacement or rental car after a covered accident
- Theft of vehicle parts where included
How Triple H helps
We compare the details behind each offer — including cover, limits, repair conditions and assistance benefits — and help you choose the option that best fits your vehicle and needs.
What to compare
Price and the plan name are only part of the comparison. The insurer, policy terms, limits, repair and settlement conditions, roadside assistance provider and claims service can all make a difference when you need to use the cover.
- Insurer and claims service
- Policy terms, conditions, and exclusions
- Third-party liability limits
- Vehicle insured value and total-loss settlement
- When the vehicle is considered a total loss
- Franchise — the amount you pay when a claim occurs
- Official dealer, approved garage and repair quality
- Spare-parts depreciation — your share of replacement-part costs
- Theft settlement and theft of parts
- Minor scratches and dents cover
- Weather and natural event limits
- SRCC and terrorism limits
- Driver and passenger medical benefit limits after an accident
- Driver and passenger death and permanent disability benefit limits
- Roadside assistance provider and towing conditions
- Replacement or rental car benefits
How we arrange your motor insurance
We manage the process from understanding the cover you need to approaching suitable insurers in the Lebanese market, comparing their offers, arranging the policy and supporting you throughout the policy period.
Understand your needs
We understand the protection you need based on your vehicle, how it is used and the type of motor cover you are looking for.
Compare suitable options
We approach suitable insurers in the Lebanese market and compare their offers based on the cover, terms and service that matter to you.
Explain and arrange
We explain the differences clearly, help you choose the option that best suits your vehicle and needs, and arrange the policy for you.
Stay involved
We handle insurer communication and remain involved through policy changes and renewals throughout the policy period.
What to do after an accident
Call our 24/7 hotline and we take it from there.
When required, we arrange for a motor claims expert to attend the accident location, guide the next steps and coordinate the necessary documentation. We then communicate with the insurer on your behalf, follow the claim and coordinate third-party liabilities according to the policy.
For All Risks claims, we coordinate the vehicle’s repair with the appropriate garage or official dealer and follow the work through completion, helping ensure the agreed repairs are carried out properly.
Motor Insurance FAQs
Answers to common questions about motor insurance in Lebanon, from compulsory cover and policy types to total loss, repairs and roadside assistance.
Motorists in Lebanon are required to carry compulsory insurance for third-party bodily injury and material damage. Bodily injury cover protects against legal liability for injury or death caused to others, while material damage cover protects against damage caused to another person’s vehicle or property.
Third-Party insurance mainly protects against damage caused to others. Total Loss adds protection for major losses such as the vehicle being written off, stolen or damaged by fire. All Risks provides broader protection, including accidental damage to your own vehicle, subject to the selected policy terms.
The premium can vary according to the vehicle’s make, model and market value, the type of cover selected, policy limits, repair options and the insurer’s rating criteria. Two similar offers can therefore have different prices and terms.
In the current plans we compare, a vehicle is generally considered a total loss when repair costs reach or exceed 60 to 65% of its market value at the time of the accident, subject to the selected policy terms and settlement basis.
No. All Risks provides broad protection, but limits, exclusions and conditions still apply. Minor damage, theft of parts, natural events, dealer repairs and other benefits can differ between plans.
It depends on the selected plan and the vehicle’s age. Some policies include official dealer repairs for eligible vehicles, while others use approved garages. The repair arrangement and quality should be compared before choosing.
The difference can be in the insurer, policy wording, limits, repair network, claims service, roadside assistance provider, settlement conditions and exclusions. We compare these details so you understand how each option actually works.
Orange Card Insurance provides compulsory third-party liability protection when driving in participating Arab countries, according to the requirements of the country visited. It can cover bodily injury and material damage caused to others while driving outside Lebanon.
It depends on the plan. Accident towing is commonly included, while towing following a mechanical or electrical breakdown can vary by policy, including the number of services, distance and assistance provider.
Yes. You can get an instant quote for the available Motor Insurance options by entering the required vehicle and cover details, then compare the options available to you.
Other insurance solutions
Explore other insurance solutions we arrange for individuals, families and businesses.
Find the motor insurance plan that fits your vehicle and needs.
Get an instant quote and compare the available motor insurance options for your vehicle.
Get an Instant QuoteEnquire on WhatsApp