Understand your fleet
We review your vehicles, values, business use, drivers and claims history to understand the risks that need to be insured.
BUSINESS & EMPLOYEE INSURANCE
Cover for your company vehicles and related third-party liabilities, arranged around how your business uses them.
COMMERCIAL MOTOR & FLEET INSURANCE
Commercial motor and fleet insurance helps protect company vehicles against covered damage or loss and provides liability protection for claims involving third parties. Triple H helps you compare suitable insurers and arrange cover based on your vehicles, drivers and business use.
Who it is for
Companies, SMEs and other businesses that own or operate cars, vans, pickups, trucks or other vehicles for business use.
Cover can be arranged around your vehicles, how they are used and the level of protection your business needs.
Cover for cars, vans and other eligible vehicles owned or operated by your business.
Multiple business vehicles can be managed under a coordinated insurance arrangement.
Cover can reflect how vehicles are used across sales, deliveries, transport or other business activities.
Protection can be structured with suitable liability, own-damage and optional benefits according to your business needs.
Commercial motor insurance combines compulsory third-party liability with broader cover for your vehicles, third-party liabilities and selected additional risks. The exact benefits, limits and conditions depend on the policy arranged.
We compare insurers in the Lebanese market, cover, limits, deductibles, repair terms and policy conditions, arrange the suitable protection for your business, and handle claims from notification through assessment and settlement.
The right cover depends on more than premium. Liability limits, vehicle values, deductibles, repair terms, driver conditions, assistance, settlement terms and fleet administration all affect how the policy performs in practice.
We review your fleet and how it is used, compare suitable insurers in Lebanon and policy terms, then arrange and maintain the selected cover as your vehicles change.
We review your vehicles, values, business use, drivers and claims history to understand the risks that need to be insured.
We compare suitable insurers by cover, liability limits, deductibles, repair terms, extensions, claims settlement terms and premium.
We place the selected policy, confirm the insured vehicles and agreed terms, and make sure the required documents and schedules are correctly issued.
We handle insurance claims, vehicle additions and removals, update policy details when your fleet changes and prepare the information required for renewal.
Contact Triple H as soon as possible. We handle the claim from notification through assessment, repair or settlement, and follow up with the insurer on your behalf.
We register the claim with the insurer, confirm the required documents and coordinate the initial assessment of the vehicle and accident circumstances.
We follow the repair or loss assessment, communicate with the insurer, garage and other parties involved, and help resolve issues that may delay the claim.
We review the proposed settlement against the policy terms and continue following the file until the claim is settled and the process is completed.
Practical answers about cover, drivers, fleet changes, claims and how commercial motor insurance works for your business.
Each company vehicle must meet the compulsory insurance requirements in Lebanon. Beyond that, your business can choose Third-Party, Total Loss or All Risks cover depending on the vehicle and the level of protection needed.
No. Different vehicles can have different levels of cover depending on their value, age, use and your business needs. For example, one vehicle may require All Risks protection while another may be better suited to Total Loss or Third-Party cover, subject to insurer terms.
Your company provides the details of the drivers who will use the insured vehicles. Each driver must hold a valid driving license, meet the insurer’s applicable age requirements and use the vehicle for the declared business purpose.
Pricing can depend on the number and type of vehicles, their values and ages, how they are used, the drivers, claims history, the level of cover selected, deductibles, repair terms and the insurer’s rating criteria. We compare both the premium and the terms behind it.
Yes. Contact Triple H whenever your fleet changes. We coordinate additions, removals and vehicle replacements with the insurer and update the policy schedule so the insured fleet remains current.
Contact Triple H through our 24/7 hotline as soon as it is safe. We arrange the required claims expert where needed, coordinate the documents and assessment, deal with the insurer, garage and relevant third parties, and follow the claim through repair or settlement.
The settlement depends on the policy terms, the vehicle’s value at the time of the loss, the applicable total-loss threshold, settlement basis and deductible. We review the assessment and settlement with the insurer and handle the claim on your company’s behalf.
It depends on the selected policy, vehicle and insurer. Some plans provide official-dealer repairs for eligible vehicles, while others use approved garages. We compare the repair arrangement, spare-parts terms and applicable conditions before the policy is placed.
These benefits depend on the selected plan. Roadside assistance can include accident towing and, on some policies, assistance following a mechanical or electrical breakdown. Replacement or rental vehicle benefits can also be included subject to the policy’s limits, duration and conditions.
Yes, where the required territorial cover is available. For travel to countries participating in the Orange Card system, we can arrange the required cross-border third-party liability documentation before the vehicle travels.
We usually need your vehicles documents, values, how they are used, and driver details. Additional information may be required depending on the vehicles and cover requested.
Explore other cover that can protect your business, property and employees alongside your commercial motor insurance.
Tell us about your company vehicles and how they are used. We’ll compare suitable insurers in the Lebanese market, cover options and provide clear written quotations.
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