BUSINESS & EMPLOYEE INSURANCE

Group Health Insurance in Lebanon

Provide your employees and eligible dependents with medical insurance structured around your workforce, hospital network, benefits and level of cover.

GROUP HEALTH INSURANCE

What is group health insurance?

Group health insurance provides medical cover for employees and eligible dependants under one company plan. We assess the workforce, approach suitable insurers in the Lebanese market, compare benefits, hospital networks and terms, and arrange the plan around the company’s needs.

Who it is for

Companies, SMEs, institutions and other employers that want to provide employees with structured medical benefits and manage their health insurance under one group arrangement.

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How can a group health plan be structured?

The plan can be arranged around the size of the workforce, who needs to be covered and the level of medical protection the company wants to provide.

Employees

Medical cover for eligible employees under one company policy.

Employees & Dependents

Cover can also include eligible spouses and children, depending on the company’s requirements and insurer terms.

Different Employee Classes

Different benefit levels or hospitalization classes can be arranged for defined employee categories within the same group.

Core & Optional Benefits

The company can combine essential medical protection with additional benefits according to its budget and employee needs.

A group health plan can combine core medical protection with additional benefits according to the company’s needs, workforce and selected level of cover.

What can group health insurance cover?

  • Hospital admission and surgery
  • Emergency medical treatment
  • Diagnostic, scans and laboratory tests
  • Doctor consultations and specialist visits
  • Prescription medicines
  • Physiotherapy and outpatient treatment
  • Maternity and childbirth benefits
  • Dental care
  • Optical and vision care
  • Treatment for chronic and ongoing medical conditions, subject to the plan terms

How Triple H helps

We identify the benefits the workforce needs, compare suitable insurers in the Lebanese market and arrange the plan around the hospital network, limits, optional benefits and terms that matter to the company.

What to compare before choosing a group health plan

The right plan depends on more than price. The insurer, hospital network, benefits, limits, administration and policy terms all affect the protection employees receive.

  • The insurer’s reputation, financial strength and reliability
  • Hospital network and geographic coverage
  • TPA service and speed of approvals
  • Hospitalization class, annual limits and benefit limits
  • Outpatient care, prescription medicines, dental, and optical benefits
  • Pre-existing, maternity and chronic condition terms
  • NSSF coordination and the basis of medical cover
  • Employee and dependent eligibility requirements
  • Medical underwriting and enrolment requirements
  • Premium, deductibles, exclusions and other policy conditions

How we arrange your group health insurance

We assess your workforce, structure the benefits and compare suitable insurers in Lebanon before arranging the selected plan.

01

Review the group profile

We review the number of employees, eligible dependents, age profile and the level of medical protection the company wants to provide.

02

Structure the benefits

We define the hospitalization class, medical limits, outpatient benefits and any additional protection required for the group.

03

Compare suitable insurers

We approach suitable insurers in the Lebanese market and compare their benefits, hospital networks, underwriting terms, exclusions, reputation and price.

04

Arrange the plan

We explain the differences, negotiate with insurers where appropriate and arrange the selected group health plan for the company.

What to do when an employee needs treatment

When an insured employee or dependent needs support using the plan, contact us and we coordinate the required arrangements and approvals.

For hospital admission, tests, scans, physiotherapy or other services requiring approval, we coordinate with the medical provider, TPA and insurer to secure the required pre-approval.

If any issue arises, we handle the communication and follow-up on behalf of the company and insured member, helping the treatment proceed without unnecessary delay.

For reimbursement claims, we guide the required documents, submit the claim where applicable and follow it through to settlement under the policy terms.

Group Health Insurance FAQs

Answers to common questions about arranging and managing medical insurance for employees.

Yes. We handle employee additions and removals and arrange the required policy updates with the insurer.

Yes. The contribution can be structured according to the company’s employee benefits policy and the selected group arrangement.

The plan can be arranged with NSSF coordination or on another basis, depending on the company, employees and insurer terms. We compare how each option affects the cover and cost.

Coverage depends on the insurer, group profile and policy terms. We compare the available conditions and explain any restrictions before the plan is arranged.

Not always. Requirements vary by insurer, group size and employee profile, and some group arrangements may offer simplified enrolment or underwriting.

We usually need the number of employees and dependents, ages, requested benefits, hospitalization class, current insurance details and claims history where available.

Yes. We can review the current benefits, network, limits, exclusions, underwriting terms and premium, then compare suitable alternatives in the Lebanese market.

Yes. Depending on the plan, medical cover can be arranged for Lebanon only, regional territories or worldwide. We compare the available geographic options according to where employees travel and work.

Yes, depending on the country, employee location and insurer requirements. For companies with employees or branches abroad, we can coordinate regional or international medical insurance arrangements suited to the workforce.

Minimum group requirements vary by insurer and plan. We review the company size and employee profile and identify the suitable group options available.

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Provide your employees with the right medical cover.

Tell us about your workforce and the benefits you want to provide. We’ll compare suitable insurers in the Lebanese market and arrange the group health plan that fits your company.

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