Review Your Vessel & Use
We review the vessel type, value, equipment, intended use, navigation area and usual mooring or storage arrangements.
BUSINESS & EMPLOYEE INSURANCE
Marine Insurance
Protect your yacht, boat or commercial vessel against physical damage and marine liability, with cover arranged around the vessel, its use and navigation area.
MARINE INSURANCE
What is marine insurance?
Marine insurance can protect yachts, boats and commercial vessels against physical damage to the hull and machinery, together with marine liabilities arising from their ownership or operation. Triple H compares suitable insurers and arranges cover around the vessel, its value, use and navigation area.
Who it is for
Vessel owners and operators, yacht and pleasure-craft owners, fishing vessel owners and businesses with marine liability exposures.
How can marine insurance cover be structured?
Marine cover can be arranged around the vessel itself, the liabilities you need to protect against, where and how the vessel operates, and any additional extensions required.
Hull & Machinery Cover
Cover can protect the vessel’s hull, machinery and insured equipment against accidental physical loss or damage, subject to the policy terms and selected level of protection.
Marine Liability Cover
Liability protection can be arranged for claims involving third parties, passengers or other vessels, with limits and scope selected according to the vessel and its use.
Navigation & Vessel Use
The policy can be structured around the vessel’s declared use and agreed navigation area, whether it is operated privately, commercially, for fishing or for another insured purpose.
Additional Extensions
Additional protection may be added for risks such as personal effects, war and strikes or other marine exposures where available and required.
Depending on the vessel and policy selected, marine insurance can cover physical loss or damage to the vessel, total loss, marine liabilities and certain additional costs arising from an insured incident.
What can marine insurance cover?
- Hull & Machinery
- Actual or Constructive Total Loss
- Collision Liability
- Third-Party Liability
- Passenger Liability, Where Included
- Salvage Charges & General Average
- Personal Effects & Onboard Equipment, Where Included
How Triple H helps
We compare insurers in Lebanon , insured values, liability limits, navigation terms, deductibles and exclusions, arrange suitable cover for your vessel, and handle claims from notification through assessment and settlement.
What to compare before choosing marine insurance
The right policy depends on more than premium. Insured values, deductibles, liability limits, navigation terms, vessel use and exclusions can all make a significant difference to the protection provided.
- Insurer reputation and marine claims settlement terms
- Hull and machinery cover and basis of insured value
- Deductibles and excesses applying to each loss
- Partial damage and total loss settlement terms
- Third-party and passenger liability limits
- Navigation limits and available territorial extensions
- Permitted vessel use and operating conditions
- Mooring, storage and lay-up conditions
- Salvage charges, general average and related insured costs
- War, strikes, piracy and other special-risk terms
- Policy terms, conditions, and exclusions
How we arrange marine insurance
We review your vessel and how it is used, compare suitable insurers in the Lebanese market, and policy terms, then arrange and maintain the selected cover as your needs change.
Compare Suitable Insurers
We compare suitable insurers in Lebanon by cover, insured values, liability limits, deductibles, navigation terms, exclusions and premium.
Arrange the Selected Cover
We place the selected policy, confirm the insured vessel and agreed terms, and check that the policy documents and schedules reflect the cover arranged.
Keep Your Cover Current
We handle claims, relevant policy changes and renewals when the vessel, its value, use, navigation area or other insured details change.
What to do when your vessel is damaged or involved in an incident
Contact Triple H as soon as possible after taking any necessary steps to protect people and prevent further damage. We handle the claim from notification through assessment and settlement and deal with the insurer on your behalf.
We notify the insurer, confirm the documents required and help you provide the incident details, photographs, reports, repair estimates and other supporting information.
We coordinate with the insurer, surveyor and other relevant parties, follow the assessment of the damage or liability, and keep the claim moving while the loss is evaluated.
We review the insurer’s proposed settlement against the policy terms and follow the claim through the settlement process, raising any points that need clarification or further review.
Marine Insurance FAQs
Practical answers about vessel cover, navigation limits, insured values, marine liabilities, policy extensions, claims and the information needed to arrange marine insurance.
Marine insurance covers the vessel itself and related marine liabilities. Cargo insurance covers goods being transported by sea, air or land and is arranged separately.
Yes. Marine cover can be arranged for yachts and pleasure craft, including the vessel, machinery and equipment, with liability and other protections depending on the policy selected.
Navigation limits define the geographical area in which the vessel is insured to operate. If you intend to sail outside the agreed area, contact Triple H beforehand so we can confirm or arrange the required extension.
The insured value is agreed when the policy is arranged using the vessel details and supporting valuation information required by the insurer. It is important that the declared value properly reflects the vessel being insured.
It can. Depending on the policy, liability cover may include claims involving third parties, passengers or other vessels, subject to the agreed limits and conditions.
Not necessarily. These risks can be subject to separate terms, exclusions or extensions, so they should be specifically checked when the policy is arranged.
Contact Triple H before any material change in the vessel’s use, navigation area, ownership or other insured details so we can confirm whether the insurer needs to amend the policy.
A survey may be required depending on the vessel’s age, type, value and condition, as well as the insurer’s underwriting requirements. We confirm what is needed before placement.
Premium can depend on factors such as the vessel’s type, age and value, its use, navigation area, liability limits, deductibles, selected extensions and the insurer’s assessment of the risk.
Take any necessary steps to protect people and prevent further loss, document the incident where possible and contact Triple H promptly. We notify the insurer and manage the claim through assessment and settlement.
Depending on the incident, the insurer may request photographs, incident or authority reports, vessel documents, repair estimates, invoices, survey reports and other supporting evidence. We confirm and coordinate the required documents.
We usually need the vessel type, age, value and specifications, its intended use, navigation area, mooring or storage arrangements, claims history, required liability limits and any additional cover you want to consider.
Other Business Insurance
Explore other cover that can protect your property, employees and wider business operations alongside marine insurance.
Get a marine insurance quote
Send us your vessel details, insured value, intended use and navigation area. Triple H will compare suitable insurers in Lebanon and come back with clear, written options for your vessel.
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