Workmen compensation forms part of the Lebanese framework protecting employees following work-related accidents. Employers should arrange appropriate cover for employees who fall within the applicable requirements.

Cover can include employees from diverse nationalities and across different occupations and risk categories, from office staff to employees carrying out manual, technical, driving, construction or other operational work.

The premium generally depends on your declared wages, number of employees (name or unnamed), occupations, business activities and the level of risk associated with the work they perform.

Not always. Cover can be arranged on a named or unnamed employee basis, depending on the policy. For unnamed employees, the required employee categories, numbers and declared wages must still be provided accurately.

Contact Triple H when there is a material change in your workforce, wages, occupations or activities so we can confirm whether the insurer needs the policy information updated.

No. Workmen compensation is not the same as NSSF. The policy responds to work-related accidents according to its terms and the applicable Lebanese framework, while NSSF is a separate social-security system.

Not automatically under every policy. Commuting accidents can be included by some insurers as an extension, so the territorial and journey conditions should be checked when arranging the cover.

They may be covered where specifically included in the policy. The definition, limits and conditions should be checked carefully because cover can differ between insurers.

Make sure the employee receives the necessary medical attention, record the circumstances of the accident and contact Triple H promptly. We coordinate the required documents, notify the insurer and follow the claim through assessment and settlement.

The insurer may request the accident declaration, employee details, medical reports, treatment documents and other evidence relating to the incident. We confirm what is required and manage the submission with your company.

We usually need your employee numbers, occupations, declared salaries or wages, business activities and work locations, together with any relevant subcontractor exposure or other higher-risk duties.

Yes, different employee categories can be included under the same company arrangement, with occupations and exposures declared separately so the insurer can assess each category appropriately.